In 2026, the FHA loan limits for West-York county, which is part of York, PA, are set at $356,362 for single-family structures. Two-unit properties have a limit of $456,275, for three-unit properties it's $551,500, and for four-unit homes, the limit is $685,400.
The highest loan amount available for conventional loans on a single-family residence is $548,250. This increases to $702,000 for duplexes, $848,500 for triplexes, and goes up to $1,054,500 for four-unit accommodations.
Utilize our FHA calculator to explore the leading FHA rates of today and determine the necessary downpayment, income qualifications, credit requirements, reserves, and documentation needed for eligibility.
Review and contrast loan options from a collection of 100 lenders
The Lendersa® calculator empowers you to assess FHA rates and conditions alongside those of other loan programs. You can compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
By compiling expansive loan program data from numerous lenders, Lendersa® swiftly evaluates these options against your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in West-York county of York, PA, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you're interested in evaluating qualification needs such as income, reserves, and credit ratings, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your disposal.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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