In 2026, the FHA loan limits in York, within York county, PA, are outlined as follows: $472,030 for a single-family residence, $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for four-unit buildings.
For conventional loans, the upper loan limit for single-family homes is $726,200. The limit rises to $929,850 for two-unit dwellings, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
Use our FHA calculator to explore today’s best FHA rates and establish the required down payment, income, credit score, reserves, and any documents needed for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms alongside those of other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers comprehensive loan data from thousands of lenders and efficiently matches this data against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in York county of York, located in PA, presents maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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