In 2025, the FHA loan limit in Dorado county, which is part of Dorado, PR, is set at $472,030 for a single-family home. For properties with 2 units, the limit rises to $604,400; for those with 3 units, it's $730,525; and for 4-unit properties, the cap is $907,900.
For conventional loans, the maximum amount borrowable on a single-family residence is $726,200. In the case of 2-unit homes, this increases to $929,850. For 3-unit residential buildings, it reaches $1,123,900, and for 4 units, the loan limit is set at $1,396,800.
Utilize our FHA calculator to discover current best FHA rates, determining the necessary down payment, required income, credit standing, reserves, and documentation needed for qualification. This tool is invaluable in navigating your FHA options.
Explore and contrast loan offers from a total of 100 lenders to find the most suitable option for your needs.
With Lendersa®'s comprehensive calculator, you can juxtapose FHA rates and terms with those of a wide array of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing for an expansive comparison.
Lendersa® efficiently aggregates loan program data from a vast network of lenders, rapidly comparing this information against your distinctive financial profile and goals to highlight the best lending alternatives available to you.
The Loan Limits Comparison Table for 2025 in the county of Dorado, Dorado, PR provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To meticulously examine qualification criteria, such as income benchmarks, reserve requirements, and credit score thresholds, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers detailed guidance tailored to potential borrowers.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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