In 2026, the FHA loan limit for a single-family home in Candelaria-Arenas, Toa Baja, PR, is $385,250. Limits are $493,200 for two units, $596,150 for three, and $740,850 for four units.
For conventional loans, the maximum for a single-family residence is $548,250, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find today's best rates and calculate the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates with those of other loans. Look at Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® gathers lender data rapidly, matching it to your financial situation and needs.
Review the Loan Limits Table for 2026 in Candelaria-Arenas, Toa Baja, PR, to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification standards, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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