For the current year, 2026, the FHA provides a loan limit in Yabucoa county within Yabucoa, PR of $472,030 when purchasing a single-family home. For purchasing 2 units, the limit is $604,400, for 3 units it is $730,525, and for 4-unit properties, it's $907,900.
On the other hand, the cap for conventional loan amounts, starting with a single-family residence, is set at $726,200. The limit increases to $929,850 for properties with 2 units, $1,123,900 for 3 units, and for 4 units, the limit is $1,396,800.
Take advantage of our FHA calculator to discover the best current FHA rates. Additionally, it aids in assessing the required downpayment, income, credit standing, personal reserves, and essential documentation necessary for qualification.
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The Lendersa® tool enables users to conduct a comprehensive comparison of FHA rates and terms alongside those from other available loan programs. By utilizing this calculator, you can explore various financial solutions such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, directly comparing them with FHA options.
Leveraging data sourced from an extensive network of lenders, Lendersa® analyses and compares available loan programs in a matter of seconds, aligning findings specifically with your individual financial profile and needs.
The Loan Limits Comparison Table for Yabucoa county in Yabucoa, PR provides a detailed overview of maximum amounts offered by various loan types for 2026: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To further assess qualifying criteria, including income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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