For 2026, the FHA loan ceiling in Las-Piedras, Las Piedras, PR is set at $385,250 for single-family homes, $493,200 for duplexes, $596,150 for triplex units, and $740,850 for four-unit dwellings.
Conventional loan limits on single-family houses are capped at $548,250, rising to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today's best FHA rates and assess required down payments, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator offers a comparison between FHA rates and terms to a broad range of other loan products. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and other hard money loan programs alongside FHA.
Lendersa® gathers data from a multitude of lending institutions and uses it to match your distinctive financial circumstances rapidly.
A comparison table for loan limits in 2026 within Las-Piedras, Las Piedras, PR reveals data on maximum FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate qualification demands like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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