2026 FHA Loan Limits for Barrington, Bristol County, Rhode Island

As of 2026, in Barrington county of Bristol, RI, the FHA loan limits are established as $661,250 for a single-family home, $846,500 for two-unit properties, $1,023,250 for three units, and $1,271,650 for four-unit residences.

For conventional loans, the maximum amounts are $726,200 for single-family dwellings, $929,850 for two-unit homes, $1,123,900 for buildings with three units, and $1,396,800 for four-unit structures.

Utilize our FHA calculator to explore today’s top FHA rates, and determine downpayment, income, credit, reserves, and necessary documents for qualifying.

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Evaluate Your Loan Choices in Barrington, RI

The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers data from thousands of lenders and quickly analyzes it against your personalized financial profile and needs.

The Loan Limits Comparison Table for 2026 in Barrington county of Bristol, RI details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications related to income, reserves, and credit.

Loan limits Barrington county of Bristol, RI

SFR 2 Units 3 Units 4 Units
FHA $661,250 $846,500 $1,023,250 $1,271,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $404,800 $404,800 $404,800 $404,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in Rhode Island
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in Rhode Island
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • AnnieMac Mortgage
  • 78 US Route 1, Cumberland Foreside, ME, 04110
  • Lends in Rhode Island
  • We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan

  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • Lends in Rhode Island
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.

  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in Rhode Island
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • Lends in Rhode Island
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.

  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • Lends in Rhode Island
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.

  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • Lends in Rhode Island
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.