2026 FHA Loan Limits for Barrington, Bristol County, Rhode Island

As of 2026, in Barrington county of Bristol, RI, the FHA loan limits are established as $661,250 for a single-family home, $846,500 for two-unit properties, $1,023,250 for three units, and $1,271,650 for four-unit residences.

For conventional loans, the maximum amounts are $726,200 for single-family dwellings, $929,850 for two-unit homes, $1,123,900 for buildings with three units, and $1,396,800 for four-unit structures.

Utilize our FHA calculator to explore today’s top FHA rates, and determine downpayment, income, credit, reserves, and necessary documents for qualifying.

See loan offers from 100 lenders

Evaluate Your Loan Choices in Barrington, RI

The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers data from thousands of lenders and quickly analyzes it against your personalized financial profile and needs.

The Loan Limits Comparison Table for 2026 in Barrington county of Bristol, RI details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications related to income, reserves, and credit.

Loan limits Barrington county of Bristol, RI

SFR 2 Units 3 Units 4 Units
FHA $661,250 $846,500 $1,023,250 $1,271,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $404,800 $404,800 $404,800 $404,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Barrington FHA Lenders

  • Capital City Financial Corporation
  • 2740 Pawtucket Avenue East, Providence, RI, 02914
  • Lends in Rhode Island
  • Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.

  • Troy City Mortgage LLC
  • 692 Warren Avenue, East Providence, RI, 02914
  • Lends in Rhode Island
  • Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.

  • Province Mortgage Associates, Inc
  • 50 Office Parkway, East Providence, RI, 02914
  • Lends in Rhode Island
  • We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.

  • Helping Hands Community Partners
  • 421 Elmwood Ave., Providence, RI, 02907
  • Lends in Rhode Island
  • Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.

  • First Home Mortgage Corporation
  • 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
  • Lends in Rhode Island
  • First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.

  • Mortgage Giver, LLC
  • 10 Weybosset Street, Providence, RI, 02903
  • Lends in Rhode Island
  • MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.

  • Shamrock Home Loans
  • 75 Newman Avenue, Rumford, RI, 02916
  • Lends in Rhode Island
  • Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.

  • Home Loan Investment Bank
  • 1 Home Loan Plaza, Warwick, RI, 02886
  • Lends in Rhode Island
  • Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.

  • Wave Federal Credit Union
  • 480 Greenwich Avenue, Warwick, RI, 02886
  • Lends in Rhode Island
  • Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.

Also lends in Rhode Island

  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
    We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.