As of 2026, the FHA loan limit in East-Providence, Providence, RI, is $506,000 for single-family homes, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The maximum for conventional loans is $548,250 for a single home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to view today’s optimal FHA rates and assess downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare FHA rates alongside other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers data from numerous lenders, matching it to your unique financial needs and profile.
Our Loan Limits Table for 2026 in East-Providence, Providence, RI, allows comparison of maximum loans for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money. Evaluate income, reserves, and credit requirements via Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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