During the year 2026, the FHA loan limits applicable for the county of Burrillville within Providence, RI are specified as follows: For single-family residences, the limit is $661,250. For properties with two units, it extends to $846,500. If you have three units, the maximum limit is $1,023,250, and for four-unit buildings, it is capped at $1,271,650.
Regarding conventional loans, the highest possible amount is $726,200 for a single-family dwelling. For duplexes, the limit is $929,850, while for triplexes, it climbs to $1,123,900. Lastly, for four-unit structures, the cap is $1,396,800.
Make use of our FHA calculator to discover the most advantageous FHA rates available today. It also helps you ascertain the necessary downpayment, evaluate required income levels, check your credit standing, calculate reserves, and identify all necessary documents to secure qualification.
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For 2026, a thorough Loan Limits Comparison Table is available for Burrillville county in Providence, RI. This tool provides a detailed comparison of the maximum loan amounts across multiple categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. By leveraging the Lendersa® Super Loan Integrated Qualifier (SLIQ™), you can comprehensively evaluate critical qualification requirements including income, reserves, and credit status.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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