For 2026, the FHA loan ceiling for a single-family residence in Greenville, located within Providence, RI, amounts to $661,250. The limits extend to $846,500 for two-unit properties, $1,023,250 for three-unit properties, and $1,271,650 for four-unit properties.
Regarding conventional loans, the highest amount available for a one-family home is $726,200, while the limits for two-unit, three-unit, and four-unit residences are $929,850, $1,123,900, and $1,396,800, respectively.
Utilize our FHA calculator to discover today’s premier FHA rates. It helps you determine necessary down payment, qualifying income, credit status, reserves, and documentation requirements.
The Lendersa® calculator provides the ability to contrast FHA's rates and terms with those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lending institutions and swiftly matches these loan programs to your individual financial circumstances and requirements.
Explore the Loan Limits Comparison Table for 2026 applicable in the Greenville, Providence, RI area, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To examine qualification criteria like income, credit, and reserves, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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