In the year 2026, FHA loan limits in Foster in Providence, RI are set at $661,250 for a single-family dwelling. For two-unit properties, it's $846,500, for three units it's $1,023,250, and for four units, it reaches $1,271,650.
The peak loan amount for conventional loans on a single-family residence is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit homes.
Explore today's ideal FHA rates using our FHA calculator, which also assists in calculating the necessary downpayment, income, credit, reserves, and documentation criteria to meet the qualifications.
The Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. It enables comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from a multitude of lenders, allowing for rapid comparisons matched to your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 within Foster in Providence, RI outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For assessing qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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