As of 2026, the FHA loan limits in Coventry, located in Kent county, RI, are set at $661,250 for a single-family residence, $846,500 for two units, $1,023,250 for three units, and $1,271,650 for properties with four units.
Conventional loan limits peak at $726,200 for single-family homes, rising to $929,850 for two-unit settings, $1,123,900 for three-unit properties, and maxing out at $1,396,800 for four-unit dwellings.
Use our FHA calculator to access today’s prime FHA rates and evaluate downpayment, income, credit, reserves, and the documents needed to qualify.
Lendersa®'s calculator allows you to compare FHA rates and terms against those of other loan options. Delve into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects extensive data from thousands of lenders and rapidly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Coventry, Kent, RI, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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