As of 2025, the FHA loan limit in Newport county, Newport, RI, stands at $661,250 for single-family homes, $846,500 for duplexes, $1,023,250 for triplexes, and $1,271,650 for four-unit residences.
The highest permissible loan amount for conventional loans is $726,200 for a single-family house, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Our FHA calculator helps you determine today's best FHA rates and understand the necessary downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can efficiently compare FHA loan rates and terms with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects program data from numerous lenders and quickly aligns it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Newport county, Newport, RI provides a side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
