As of 2026, the FHA loan limit in Newport county, Newport, RI, stands at $661,250 for single-family homes, $846,500 for duplexes, $1,023,250 for triplexes, and $1,271,650 for four-unit residences.
The highest permissible loan amount for conventional loans is $726,200 for a single-family house, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Our FHA calculator helps you determine today's best FHA rates and understand the necessary downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can efficiently compare FHA loan rates and terms with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects program data from numerous lenders and quickly aligns it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Newport county, Newport, RI provides a side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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