For 2025, the FHA loan limits in North-Kingstown county, Washington, RI are set at $506,000 for single-family homes, $647,750 for duplexes, $783,000 for triplexes, and $973,100 for four-unit buildings.
The conventional loan limits reach up to $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
With our FHA calculator, you can determine today's best FHA rates and calculate the necessary downpayment, income, credit score, reserves, and documents for qualification.
Thanks to the Lendersa® calculator, you can efficiently compare rates and terms for FHA loans with various other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders and rapidly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in North-Kingstown county within Washington, RI, gives a detailed view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification criteria like income, credit, and reserves, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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