2026 FHA Loan Limits for Tiverton, Newport County, Rhode Island

For 2026, the FHA loan limits in Tiverton county of Newport, RI are defined as $661,250 for a single-family home, $846,500 for a two-unit residence, $1,023,250 for three units, and $1,271,650 for four-unit properties.

The maximum amounts for conventional loans are $726,200 for single-family homes, $929,850 for two-unit buildings, $1,123,900 for triplexes, and $1,396,800 for quadplexes.

Utilize our FHA calculator to explore today's best FHA rates and determine your needed downpayment, income, credit, reserves, and documents to qualify.

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With the Lendersa® calculator, you can compare FHA rates and terms with those of various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lenders and provides quick comparisons based on your unique financial situation and requirements.

The Loan Limits Comparison Table for 2026 in Tiverton county of Newport, RI provides a detailed view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualifications like income, reserves, and credit.

Loan limits Tiverton county of Newport, RI

SFR 2 Units 3 Units 4 Units
FHA $661,250 $846,500 $1,023,250 $1,271,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $473,800 $473,800 $473,800 $473,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Tiverton FHA Lenders

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Lends in Rhode Island
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.

  • Greater RI Properties
  • 629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
  • Lends in Rhode Island
  • A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.

  • Peoples Home Loans, Inc.
  • 247 Main Street, East Greenwich, RI, 02818
  • Lends in Rhode Island
  • Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.

  • Home Loan Investment Bank
  • 1 Home Loan Plaza, Warwick, RI, 02886
  • Lends in Rhode Island
  • Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.

  • Wave Federal Credit Union
  • 480 Greenwich Avenue, Warwick, RI, 02886
  • Lends in Rhode Island
  • Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

Also lends in Rhode Island

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.