FHA Loan Max Loan amount for Berea, Greenville County, SC in 2025

For the year 2025, the FHA loan limit in Berea county, within Greenville, SC, is outlined as follows: $472,030 is the cap for a single-family home, $604,400 for 2-unit dwellings, $730,525 for 3-unit buildings, and $907,900 for properties with 4 units.

The maximum conventional loan amount for a single-family residence is $726,200. For structures with two units, it’s $929,850, for three units it reaches $1,123,900, and for four-unit homes, the limit is $1,396,800.

Utilize our FHA calculator to access today’s prime FHA rates and determine the needed downpayment, required income, credit criteria, reserves, and necessary documents for qualification.

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With the Lendersa® calculator, you can juxtapose FHA rates and terms with those offered by various other loan programs. Investigate a spectrum that includes Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Berea, inside Greenville, SC, lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a comparison of qualification necessities like income, reserves, and credit, Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable tool.

Loan limits Berea county of Greenville, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
  • United Community Bank
  • 2 West Washington Street, Suite 700, Greenville, SC, 29601
  • Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.
  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.