In the year 2026, within Moncks-Corner county of Berkeley, SC, the FHA loan limits are determined as follows: a single-family home can secure financing up to $414,000. For properties comprising two units, the limit extends to $530,000, while for three-unit properties, it reaches $640,650. The limit for four-unit houses is $796,150.
The upper limit for conventional loans on a single-family dwelling stands at $548,250. Properties with two units fall under a cap of $702,000, three-unit buildings allow for $848,500, and four-unit properties have a maximum of $1,054,500.
Our FHA calculator is available for you to find today’s leading FHA rates and to assess your requirements in terms of downpayment, income, credit, reserves, and necessary documentation needed for loan qualification.
The Lendersa® calculator offers a practical way to compare FHA rates and terms with those of other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
Lendersa® swiftly compiles loan data from numerous lenders, enabling rapid analysis tailored to your particular financial situation.
In the Loan Limits Comparison Table for 2026 for Moncks-Corner county of Berkeley, SC, you can compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $414,000 | $530,000 | $640,650 | $796,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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