As of 2026, the FHA loan ceiling for single-family homes in Piedmont county of Anderson, SC is $472,030. For properties with 2 units, it is $604,400, 3-unit properties have a limit of $730,525, and for 4-unit homes, the cap is $907,900.
The top amount you can borrow with a conventional loan for a single-family home is $726,200. For dual-unit structures, the limit is $929,850, for three-unit homes, it stands at $1,123,900, and for four units, it is $1,396,800.
Access our FHA calculator to find today’s optimal FHA rates and to understand the necessary downpayment, income, credit standing, reserves, and documentation for qualification.
With the Lendersa® calculator, you can stack up FHA rates and conditions against other loan programs. Check and contrast conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Gathered from thousands of lenders, Lendersa®'s data rapidly matches your financial profile with the best possible loan programs.
In 2026, examine the Loan Limits Comparison Table for Piedmont county of Anderson, SC to see FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For qualification criteria such as income, reserves, and credit analysis, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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