For 2026, the FHA loan limit in Port-Royal county of Beaufort, SC, is defined as $379,500 for a single-family home, extending to $485,800 for 2-units, $587,250 for 3-units, and reaching $729,800 for 4-unit properties.
Regarding conventional loans, the limit for a single-family residence is $548,250. Two-unit homes can receive up to $702,000, while three-unit buildings have a cap of $848,500, and four-unit residences are capped at $1,054,500.
Utilize our FHA calculator to check today’s most favorable FHA rates and determine necessary downpayment amounts, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms against those offered by all other programs. Examine Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® efficiently accesses loan data from thousands of lenders to quickly compare this information relative to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Port-Royal county, Beaufort, SC, lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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