For 2026, in Hartford county of Minnehaha, SD, the FHA loan limits are $472,030 for single-family dwellings, $604,400 for two-unit residences, $730,525 for three-unit homes, and $907,900 for four units.
Conventional loan limits are set at $726,200 for a single-family property, increasing to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.
Check today’s FHA best rates using our calculator, and find out the necessary down payment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® quickly gathers data from innumerable lenders, comparing it to align it with your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Hartford county of Minnehaha, SD compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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