In 2026, FHA loan limits for Yankton in Yankton, SD, are $472,030 for single-family homes, increasing to $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit residences.
The maximum amounts for conventional loans on a single-family home are $726,200, rising to $929,850 for two-unit dwellings, $1,123,900 for triplexes, and $1,396,800 for four units.
Use our FHA calculator to check today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables comparing FHA rates and terms with various other loan programs. Evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers detailed data from a multitude of lenders, enabling swift comparisons against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Yankton, Yankton, SD includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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