In the year 2025, the FHA loan limits set in Christiana county of Rutherford, TN are as follows: for a single-family home, the limit is $890,100, while for a duplex or 2-unit property, it is $1,139,500. For triplexes or 3-unit homes, the amount is $1,377,400, and for four-unit residences, it reaches $1,711,750.
Looking at conventional loans, the highest loan amount permitted on a single-family home is $890,100. This increases to $1,139,500 for properties with two units, $1,377,400 for those with three units, and up to $1,711,750 for homes with four units.
For a clearer view of today’s top FHA rates, make use of our FHA calculator. It helps you to assess required downpayments, income, credit, reserves, and the documents necessary for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms alongside those of various other loan programs—from Conventional loans, Jumbo loans, VA, USDA, Non-QM, to hard money loans, giving you a broad spectrum to explore and analyze.
Lendersa® efficiently sources loan data from a multitude of lenders, allowing for rapid comparison relative to your personal financial situation and requirements, giving you responses in seconds.
The Loan Limits Comparison Table for 2025 in Christiana, Rutherford, TN provides a detailed comparison, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To thoroughly compare income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| USDA | $555,600 | $555,600 | $555,600 | $555,600 |
| VA | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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