As of 2026, FHA loan limits in Shelbyville county, Bedford, TN, are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.
For conventional loans, the maximum amount for a single-family residence is $726,200. Two-unit homes have a cap at $929,850, three-unit homes allow $1,123,900, and four-unit properties reach $1,396,800.
Utilize our FHA calculator to explore today’s best FHA rates and understand the requirements for down payment, income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator enables you to compare rates and terms of FHA loans with a variety of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, giving you a comprehensive look at your financial options.
Powered by extensive data from thousands of lenders, Lendersa® swiftly aligns potential loan programs with your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Shelbyville county of Bedford, TN, highlights the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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