For 2026, the FHA loan limit in Covington county of Tipton, TN is $472,030 for a single-family home. It is $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan amount for a single-family house is $726,200. Two-unit houses have a limit of $929,850, three-unit buildings go up to $1,123,900, and four-unit residencies are capped at $1,396,800.
Use our FHA calculator to find current FHA best rates and calculate the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings for a comprehensive review.
Lendersa® collects data from thousands of lenders and compares it against your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Covington county of Tipton, TN lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualification standards such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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