In 2026, the FHA loan limits in Bartlett county, part of Shelby, TN, are as follows: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit houses, and $907,900 for 4-unit properties.
Conventional loans have their maximum limits set at $726,200 for single-family residences. For homes with 2 units, the ceiling is $929,850; for 3 units, it's $1,123,900; and for 4-unit homes, the maximum is $1,396,800.
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The Lendersa® calculator offers a comparison of FHA rates and terms against those from other loan programs. This includes options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
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The Loan Limits Comparison Table for 2026 in Bartlett county of Shelby, TN provides a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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