During 2026, FHA loan limits in Knoxville county, Knox, TN are set at $472,030 for a single-family home. For two-unit properties, it is $604,400, for three-unit homes, it is $730,525, and it is $907,900 for four-unit residences.
The maximum conventional loan amount is $726,200 for single-family homes, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
To see today’s best FHA rates, utilize our FHA calculator, which also helps determine necessary down payments, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs, including conventional loans, jumbo loans, VA loans, USDA loans, non-QM loans, and hard money loans.
Lendersa® captures extensive loan program data from thousands of lenders, promptly matching it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Knoxville county, Knox, TN, allows direct comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluation of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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