2026 FHA (Government Loans) Limits for Seymour, Sevier County, Tennessee

For 2026, the FHA loan limits established in Seymour county, part of Sevier, TN, are as follows: $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4-unit properties.

The cap for conventional loans is set at $726,200 for a single-family residence. For homes with 2 units, the limit is $929,850, rising to $1,123,900 for 3-unit properties, and reaching $1,396,800 for those with 4 units.

Take advantage of our FHA calculator to find the best FHA rates available today, and assess the required downpayment, income, credit, reserves, and documents needed to qualify.

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Investigate Loan Options in Seymour, TN

With the Lendersa® calculator, you can match FHA rates and terms with those of other loan programs. This includes options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared against FHA.

Lendersa® promptly collects and analyzes data from a wide array of lenders, matching it with your personalized financial requirements and profile.

In 2026, the Loan Limits Comparison Table for Seymour county of Sevier, TN displays maximum loan amounts for various financing options: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Seymour county of Sevier, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Seymour FHA Lenders

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Lends in Tennessee
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • Lends in Tennessee
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.

  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Lends in Tennessee
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.

  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.

  • Real Estate Finance Group
  • 4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
  • Lends in Tennessee
  • Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.