2026 FHA Loan Limits for McMinnville, Warren County, Tennessee

For the year 2026, the FHA loan limit in McMinnville county, within Warren, TN, is designated as $472,030 for a single-family residence. If you are considering 2-units, the limit is $604,400, while it reaches $730,525 for 3-units and $907,900 for a configuration of 4-units.

Regarding conventional loans, the highest loan sum for a single-family home equals $726,200. For properties with 2-units, it is set at $929,850, while homes with 3-units have a cap of $1,123,900, going further to $1,396,800 for 4-units.

To find the best FHA rates available today, use our FHA calculator, assisting in determining downpayment, income, credit, reserves, and the documents required to qualify.

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Explore different loan choices in McMinnville, TN

The Lendersa® calculator offers the ability to contrast FHA rates and terms against all other loan program options. Delve into an evaluation of Conventional, Jumbo, Va, USDA, Non-Qm, and hard money loans together with FHA.

Lendersa® obtains loan program data from an extensive range of lenders, instantly analyzing it against your personalized financial situation.

The Loan Limits Comparison Table for 2026 in McMinnville county, Warren, TN, allows for the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For examining qualification prerequisites like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits McMinnville county of Warren, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


McMinnville FHA Lenders

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • Stone Fort Mortgage
  • 101 W Main St, Suite B, Manchester, TN, 37355
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.

  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Lends in Tennessee
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.

  • Skyway Financial
  • 905 W Broad St, Suite A4, Cookeville, TN, 38501
  • Lends in Tennessee
  • At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • GUARANTY MORTGAGE SERVICES, LLC
  • 312 E Broad St, Suite B, Cookeville, TN, 38501
  • Lends in Tennessee
  • "We offer hundreds of loan programs and mortgage choices to our customers,
    but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.

  • Seagrave Mortgage
  • 530 W Jackson St, Cookeville, TN, 38501
  • Lends in Tennessee
  • Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts

  • Optimal Mortgage Services Llc
  • 239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
  • Lends in Tennessee
  • Optimal Mortgage Services'​ primary focus is based on our customers'​ needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.