In 2026, the FHA loan limits for Manchester county within Coffee, TN are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for homes with 3 units, and $907,900 for those with 4 units.
For conventional loans, the maximum amount for a single-family residence is $726,200. For 2-unit homes, the limit is $929,850; for 3 units it's $1,123,900; and for 4-unit properties, the maximum is $1,396,800.
Utilize our FHA calculator to view today’s top FHA rates and assess what’s needed for qualification, such as downpayment, income, credit, reserves, and documents.
Using the Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs. This allows for exploration and comparison among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders and rapidly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Manchester county, Coffee, TN, compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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