FHA Loan Max Loan amount for Oak-Grove, Washington County, TN in 2026

In 2026, the FHA loan limits for Oak-Grove County in Washington, TN are set as follows: $356,362 for a single-family residence, $456,275 for two-unit homes, $551,500 for three-unit buildings, and $685,400 for properties with four units. These limits are designed to help homebuyers in diverse living arrangements.

Meanwhile, for conventional loans, the available maximum lending amounts are as follows: $548,250 for single-family homes, $702,000 for two-unit properties, $848,500 for three-unit residences, and $1,054,500 for four-unit structures. It's essential to know these limits when planning to finance your home purchase.

Take advantage of our FHA calculator to access today’s most competitive FHA rates. This tool assists in determining crucial aspects such as the needed down payment, required income, desired credit score, reserves, and the essential documents you must prepare to qualify with confidence.

Explore and compare loan options from a wide spectrum of 100 lenders

Investigate Your Loan Alternatives in Oak-Grove, TN

The Lendersa® calculator offers a comprehensive capability to compare FHA rates and terms with those associated with other loan programs. It allows you to diligently explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA solutions.

By collating expansive data from thousands of lenders, Lendersa® performs rapid comparisons against your unique financial profile and needs, empowering you to make well-informed financial decisions.

Utilize the Loan Limits Comparison Table for 2026 in Oak-Grove County of Washington, TN to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Then, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare qualification requirements such as income, reserves, and credit, ensuring a tailored fit for your financial situation.

Loan limits Oak-Grove county of Washington, TN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Oak-Grove FHA Lenders

  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • Lends in Tennessee
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.

  • Beacon Financial
  • 1102 W. Market St, Suite 20, Johnson City, TN, 37604
  • Lends in Tennessee
  • Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender.

    Our mission is to provide financial products & services that add superior value to membe

  • HomeWorks Community Lending
  • 214 East Watauga Avenue, Johnson City, TN, 37601
  • Lends in Tennessee
  • We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.

  • Encore Lending Group
  • 206 Wesley St., Johnson City, TN, 37601
  • Lends in Tennessee
  • ENCORE LENDING we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes.

  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Lends in Tennessee
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.

  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Lends in Tennessee
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.

  • Eastman Credit Union
  • 2021 Meadowview Lane, Kingsport, TN, 37660
  • Lends in Tennessee
  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.

  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way

  • Advanced Mortgage Services, Inc.
  • 1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
  • Lends in Tennessee
  • At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Also lends in Tennessee

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches