2026 FHA (Government Loans) Limits for Oak-Grove, Washington County, Tennessee

In 2026, the FHA loan limits for Oak-Grove County in Washington, TN are set as follows: $356,362 for a single-family residence, $456,275 for two-unit homes, $551,500 for three-unit buildings, and $685,400 for properties with four units. These limits are designed to help homebuyers in diverse living arrangements.

Meanwhile, for conventional loans, the available maximum lending amounts are as follows: $548,250 for single-family homes, $702,000 for two-unit properties, $848,500 for three-unit residences, and $1,054,500 for four-unit structures. It's essential to know these limits when planning to finance your home purchase.

Take advantage of our FHA calculator to access today’s most competitive FHA rates. This tool assists in determining crucial aspects such as the needed down payment, required income, desired credit score, reserves, and the essential documents you must prepare to qualify with confidence.

Explore and compare loan options from a wide spectrum of 100 lenders

Investigate Your Loan Alternatives in Oak-Grove, TN

The Lendersa® calculator offers a comprehensive capability to compare FHA rates and terms with those associated with other loan programs. It allows you to diligently explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA solutions.

By collating expansive data from thousands of lenders, Lendersa® performs rapid comparisons against your unique financial profile and needs, empowering you to make well-informed financial decisions.

Utilize the Loan Limits Comparison Table for 2026 in Oak-Grove County of Washington, TN to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Then, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare qualification requirements such as income, reserves, and credit, ensuring a tailored fit for your financial situation.

Loan limits Oak-Grove county of Washington, TN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in Tennessee
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • HomeLend Mortgage
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Lends in Tennessee
  • HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs

  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • Lends in Tennessee
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.

  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in Tennessee
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • Lends in Tennessee
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.

  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Lends in Tennessee
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Lends in Tennessee
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in Tennessee
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in Tennessee
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in Tennessee
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.