In 2026, the FHA loan limits for Colonial-Heights, located in Sullivan county, TN, are $356,362 for single-family homes, $456,275 for two-unit homes, $551,500 for three-unit residences, and $685,400 for those with four units.
The maximum amount for conventional loans on a single-family home is $548,250. For properties with two units, it is $702,000; for three-unit homes, it goes up to $848,500, and for four-unit properties, the cap is $1,054,500.
Utilize our FHA calculator to view today’s best FHA rates and determine what downpayment, income level, credit, reserves, and documentation are required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Look into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from many lenders and quickly matches it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Colonial-Heights, Sullivan, TN, provides FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limit comparisons. To examine qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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