In the year 2026, the FHA loan limit applicable to a single-family home within Paris, in Henry county of TN, is $472,030. For homes with two units, the limit is $604,400; for those with three units, it reaches $730,525; and for properties with four units, the threshold is set at $907,900.
As for conventional loans, the largest amount you can procure for a single-family residence is $726,200. For double-unit homes, this amount grows to $929,850, while for three-unit properties, it is $1,123,900. When it comes to residences with four units, the maximum limit stands at $1,396,800.
Leverage our FHA calculator to access today's top FHA rates. It also aids in determining downpayment requirements, income benchmarks, credit score necessities, reserves, and all documentation needed for qualification.
The Lendersa® calculator provides a comprehensive tool for comparing FHA rates and terms with those from various other loan programs. You can delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, measuring them against FHA options to find the ideal fit.
Lendersa® acquires extensive loan program data from numerous lenders and enables rapid comparisons to align with your distinctive financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Paris, particularly within Henry county, TN, facilitates a detailed comparison encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification criteria like income and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers invaluable insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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