FHA Loan Limits for South-Cleveland, Bradley County, TN in 2026

For the year 2026, FHA loan limits within South-Cleveland county of Bradley, TN are as follows: $356,362 applies to a single-family home, $456,275 to a 2-unit building, $551,500 to a 3-unit, and $685,400 to a 4-unit property.

Concerning conventional loans, the peak loan amount for a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to discover the top FHA rates available today, and plan for the required downpayment, income, credit score, reserves, and documentation for qualification.

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Assess your loan alternatives in South-Cleveland, TN

By using the Lendersa® calculator, you can compare FHA rates and terms with those from many other loan options. Investigate offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® swiftly gathers data from numerous lenders and matches it against your specific financial details and needs for fast comparison.

For 2026, the Loan Limits Comparison Table in South-Cleveland county of Bradley, TN allows you to review maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Cleveland county of Bradley, TN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • Lends in Tennessee
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • BankTennessee
  • 1125 W Poplar Ave, Collierville, TN, 38017
  • Lends in Tennessee
  • It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business.

    BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile

  • First Citizens National Bank
  • 5845 Airline Rd, Arlington, TN, 38002
  • Lends in Tennessee
  • We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender

    First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.

  • Bank of Ripley
  • 134 N. Jefferson St., Ripley, TN, 38063
  • Lends in Tennessee
  • The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Tennessee
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • Bank of Bartlett
  • 678 N Germantown Parkway, Cordova, TN, 38018
  • Lends in Tennessee
  • "Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.

    We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.

  • Community Mortgage
  • 142 Timber Creek Drive, Cordova, TN, 38018
  • Lends in Tennessee
  • Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.