In 2026, the FHA loan limits for Soddy-Daisy county in Hamilton, TN are as follows: $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amount is $726,200 for a single-family, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator allows you to view the best rates today and understand what downpayment, income, credit, reserves, and documentation you'll need to qualify.
Utilize the Lendersa® calculator to evaluate and compare FHA rates and terms with other loan options, including Conventional, Jumbo, Va, USDA, Non-Qm, and hard money loans.
Lendersa® efficiently processes data from thousands of lenders to match your financial profile with suitable loan options in seconds.
For 2026, refer to our Loan Limits Comparison Table for Soddy-Daisy county, Hamilton, TN to compare maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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