2025 FHA Loan Limits for Soddy-Daisy, Hamilton County, Tennessee

In 2025, the FHA loan limits for Soddy-Daisy county in Hamilton, TN are as follows: $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum amount is $726,200 for a single-family, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Our FHA calculator allows you to view the best rates today and understand what downpayment, income, credit, reserves, and documentation you'll need to qualify.

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Discover loan options in Soddy-Daisy, TN

Utilize the Lendersa® calculator to evaluate and compare FHA rates and terms with other loan options, including Conventional, Jumbo, Va, USDA, Non-Qm, and hard money loans.

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For 2025, refer to our Loan Limits Comparison Table for Soddy-Daisy county, Hamilton, TN to compare maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Soddy-Daisy county of Hamilton, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Acra Lending
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.
  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • Savi Ranch Capital
  • 155 N. Riverview Dr., Anaheim, CA, 92808
  • Savi Ranch Capital is a private money lender, specializing in Residential investment property financing for the purchase, refinance, cash-out, fix and flip, or portfolio long-term buy and hold. Commercial mortgages for apartments, retail, industrial, hospitality, or office properties. SBA loans to buy or refinance a property for your business.
  • Kelly Mortgage, Inc.
  • 23011 Moulton, Suite F3, Laguna Hills, CA, 92653
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
  • Proven Mortgage
  • 400 Spectrum Center Dr, Suite 700, Irvine, CA, 92618
  • We help people access loan programs so they can achieve their goals of homeownership in a program that suits their individual wants and needs. We do this to make a positive difference in people’s lives, to give people tools and resources to help themselves and to build relationships and be a part of someone’s success.
  • Loandrone, Inc.
  • 400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
  • Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • "TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and Fannie Mae rates available, along with added benefits, for your complete peace of mind"
  • ClearPath Lending
  • 15615 Alton Parkway, Suite 300, Irvine, CA, 92618
  • ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform. We provide an abundance of free tools and information to help home buyers
  • Residential Mortgage Funding
  • 172 N. Tustin Street, Suite 302, Orange, CA, 92869
  • We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle. We are an established licensed correspondent lender, which means you can get your financing quickly with minimal hassle for your California or Tennessee home. Residential Mortgage Funding strives to bring you the finest service.