FHA Loan Limits for Trenton, Gibson County, TN in 2026

During 2026, FHA loan limits in Trenton County of Gibson, TN are set at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for three-unit homes, and $907,900 for four-unit structures.

The conventional loan limits are $726,200 for a single-family home, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.

Use our FHA calculator to find today’s best available rates and determine the required down payment, income, credit score, reserves, and necessary documents to qualify.

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Explore Loan Options in Trenton, TN

The Lendersa® calculator offers comparisons of FHA rates and terms with all other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

With data gathered from thousands of lenders, Lendersa® rapidly aligns this information with your unique financial profile and needs.

For 2026 in Trenton County of Gibson, TN, the Loan Limits Comparison Table displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs such as income, reserves, and credit.

Loan limits Trenton county of Gibson, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Trenton FHA Lenders

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • Lends in Tennessee
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Lends in Tennessee
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Lends in Tennessee
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.

  • Bank of Ripley
  • 134 N. Jefferson St., Ripley, TN, 38063
  • Lends in Tennessee
  • The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible

  • SECURITY BANK AND TRUST COMPANY
  • 210 W Washington St, Paris, TN, 38242
  • Lends in Tennessee
  • Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned

  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Lends in Tennessee
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put

  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • Lends in Tennessee
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.