2026 FHA Loan Limits for White-House, Sumner County, Tennessee

For 2026, FHA loan limits in White-House county of Sumner, TN are defined as $586,500 for a single-family residence. The limit increases to $750,800 for properties with 2-units, $907,550 for 3-units, and finally $1,127,900 for homes with 4-units.

The conventional loan limit for a single-family home is $586,500. For 2-units, it is $750,800; for 3-units, it's $907,550, and for 4-units, the maximum is $1,127,900.

Our FHA calculator allows you to view today's top FHA rates and assess the necessary down payment, income requirements, credit standards, reserves, and documents for qualification.

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Utilize the Lendersa® calculator to compare FHA rates and terms alongside those from other loan programs. Investigate and analyze options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

Lendersa® rapidly processes and compares loan program data provided by thousands of lenders against your specific financial profile and needs.

Reference the Loan Limits Comparison Table for 2026 in White-House county of Sumner, TN, to examine and contrast maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements such as income, reserves, and credit.

Loan limits White-House county of Sumner, TN

SFR 2 Units 3 Units 4 Units
FHA $586,500 $750,800 $907,550 $1,127,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $586,500 $750,800 $907,550 $1,127,900
USDA $469,200 $469,200 $469,200 $469,200
VA $586,500 $750,800 $907,550 $1,127,900
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


White-House FHA Lenders

  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Lends in Tennessee
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.

  • The Mortgage Guy
  • 100 north main st, Goodlettsville, TN, 37072
  • Lends in Tennessee
  • The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • Lends in Tennessee
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Cambridge Mortgage Inc
  • 115-B East Main St, Gallatin, TN, 37066
  • Lends in Tennessee
  • The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.

  • Lending Hand Mortgage LLC
  • 510 Lentz Dr, Madison, TN, 37115
  • Lends in Tennessee
  • We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.

  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • Lends in Tennessee
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.

  • VOULUNTEER MORTGAGE GROUP
  • 1 Vantage Way, Suite E240, Nashville, TN, 37228
  • Lends in Tennessee
  • Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.

  • AJM Mortgage Solutions
  • 258 Village Square, Suite 200, Pleasant View, TN, 37146
  • Lends in Tennessee
  • AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified

  • Tennessee Trust Mortgage, Inc
  • 6398 US-41 ALT, Pleasant View, TN, 37146
  • Lends in Tennessee
  • Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers

  • Citizens Savings Bank and Trust Company
  • 1917 Heiman Street, Nashville, TN, 37208
  • Lends in Tennessee
  • As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.