2026 FHA Loan Limits for Portland, Sumner County, Tennessee

For the year 2026, FHA loan limits in Portland county of Sumner, TN are $890,100 for a single-family home, $1,139,500 for 2-units, $1,377,400 for 3-units, and $1,711,750 for 4-units.

The maximum conventional loan amount for a single-family residence is $890,100. Limits for 2-units are $1,139,500, rising to $1,377,400 for 3-units, and $1,711,750 for 4-units.

Use our FHA calculator to find the best rates today and determine the required downpayment, income, credit, reserves, and documents needed to qualify.

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The Lendersa® calculator helps you compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Portland county of Sumner, TN allows you to compare maximum amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Portland county of Sumner, TN

SFR 2 Units 3 Units 4 Units
FHA $890,100 $1,139,500 $1,377,400 $1,711,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $890,100 $1,139,500 $1,377,400 $1,711,750
USDA $555,600 $555,600 $555,600 $555,600
VA $890,100 $1,139,500 $1,377,400 $1,711,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Portland FHA Lenders

  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Lends in Tennessee
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.

  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • Lends in Tennessee
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Cambridge Mortgage Inc
  • 115-B East Main St, Gallatin, TN, 37066
  • Lends in Tennessee
  • The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.

  • The Mortgage Guy
  • 100 north main st, Goodlettsville, TN, 37072
  • Lends in Tennessee
  • The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Lending Hand Mortgage LLC
  • 510 Lentz Dr, Madison, TN, 37115
  • Lends in Tennessee
  • We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.

  • CedarStone Bank
  • 900 West Main Street, Lebanon, TN, 37087
  • Lends in Tennessee
  • CedarStone Bank is known for returning to the simple basics of banking. Our friendly, experienced bankers are a group of business and community leaders in Wilson County & Nashville who deliver professional services and products to individuals and businesses. We are always looking for people who share our vision of serving.

  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve

  • First Freedom Bank
  • 1620 W Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • First Freedom is not just another bank; they're your neighbors. When you need answers, you get answers from someone right here in Wilson County, who shares your hometown values. They are committed to a level of service that you just won't find anywhere else. Member FDIC and Equal Housing Lender.

  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • Lends in Tennessee
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.

  • Starr Mortgage
  • 303 Red Boiling Springs Road, Lafayette, TN, 37083
  • Lends in Tennessee
  • Starr Mortgage Can Help We can customize your financial package. FHA, RD, VA, Conventional & Land-Only Loans! 100% Financing No Money Down Home Purchases Refinances / Debt Consolidation 10-30 Year Terms Available Products were inspired by Behance's research of especially productive teams in the creative industry.