In the year 2026, FHA loan limits in Alton, situated in Hidalgo, TX, are designated as $472,030 for single-family homes, increasing to $604,400 for two units, $730,525 for three-unit properties, and reaching $907,900 for four-unit buildings.
Conventional loan limits for single-family residences peak at $726,200, shifting to $929,850 for two units, $1,123,900 for triplexes, and culminating at $1,396,800 for quad units.
Utilize our FHA calculator to access the best FHA rates of today, and to evaluate required downpayments, income, credit, reserves, and necessary documentation for loan qualification.
Lendersa® offers a calculator that allows comparisons of FHA terms with all other loan options, covering Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Dive into different options to identify the ideal loan terms for your requirements.
By collecting data from thousands of lenders, Lendersa® rapidly aligns these details with your unique financial profile, offering tailored comparisons.
The Loan Limits Comparison Table for 2026 in Alton, Hidalgo, TX enables examination of top loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate detailed qualification elements like income, reserves, and credit requirements, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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