2023 FHA Loan Limits for Austin, Travis County, Texas

In 2025, FHA loan limit in Austin county of Travis, Texas is $571,550 for a single-family home, $731,700 for 2-units, $884,450 for 3-units, and $1,099,150 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Austin county of Travis, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Austin county of Travis, TX

SFR 2 Units 3 Units 4 Units
FHA $571,550 $731,700 $884,450 $1,099,150
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $386,400 $386,400 $386,400 $386,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
  • Texas Professional Mortgage
  • 848 Dominion Drive, Suite 200-A, Katy, TX, 77450
  • "Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs. Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
  • Front Porch Mortgage LLC
  • 916 Sterling Creek Circle, Katy, TX, 77450
  • Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
  • Range Mortgage LLC
  • 22503 Katy Freeway, Katy, TX, 77450
  • Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower. Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
  • Texas Family Mortgage
  • 19023 Greenleaf Ridge Ct., Cypress, TX, 77429
  • Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.
  • Texas Home Lending LLC
  • 7942 Emerald Bluff Court, Houston, TX, 77095
  • Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
  • THE HOME EQUITY NETWORK, LLC
  • 9806 Mesa Point Ct, Houston, TX, 77095
  • HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.