For {CURRENT_YEAR}, FHA loan limits in Austin, situated in Travis county, TX, are: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. For a property with two units, the limit stands at {DETAILS_LOAN_LIMIT_FHA2}, moving to {DETAILS_LOAN_LIMIT_FHA3} for three units, and reaching {DETAILS_LOAN_LIMIT_FHA4} for four-unit structures.
The maximum allowable for conventional loans on a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For residences with two units, it becomes {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for three-unit homes, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to find today’s most advantageous FHA rates and calculate your required downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and conditions with those of other loan programs. Investigate options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By accessing data from thousands of lenders, Lendersa® matches these options with your individual financial profile and needs efficiently.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Austin, Travis, TX provides detailed comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. To evaluate qualification needs including income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $571,550 | $731,700 | $884,450 | $1,099,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $386,400 | $386,400 | $386,400 | $386,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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