For 2026, the FHA loan cap in Buda within Hays county, TX, is $571,550 for single-family homes, rising to $731,700 for duplexes, $884,450 for triplexes, and reaching $1,099,150 for four-unit properties.
The ceiling for conventional loan amounts starts at $726,200 for single-family units, advancing to $929,850 for two-unit residences, $1,123,900 for three-unit structures, and goes up to $1,396,800 for four-unit dwellings.
Take advantage of our FHA calculator to identify today’s optimal FHA rates and calculate necessary downpayment, credit criteria, income, reserves, and requisite documents needed for qualification.
With Lendersa® calculator, you can assess the rates and terms of FHA loans against those from all other loan options. Conduct detailed comparisons among FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money lending offerings.
Lendersa® swiftly retrieves data from a multitude of lenders, enabling rapid comparisons personalized to your specific financial profile and needs.
Access our Loan Limits Comparison Table for 2026 in Buda, located in Hays, TX, for examining the largest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications, like income, reserves, and credit score requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $571,550 | $731,700 | $884,450 | $1,099,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $386,400 | $386,400 | $386,400 | $386,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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