For the year 2026, the Federal Housing Administration's loan limits in Bellaire, Harris, TX are set at $472,030 for a one-family dwelling, $604,400 for two units, $730,525 for three units, and $907,900 for a four-unit building.
As for conventional loans, the upper limit for a single-family home is $726,200. For a duplex, it's $929,850; for a triplex, $1,123,900; and for a fourplex, $1,396,800.
Our FHA calculator can assist you in finding the latest FHA rates and determining what you need for the downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of various other loan programs. Discover differences amongst Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering data from numerous lenders, Lendersa® swiftly aligns this information with your personal financial situation and needs to present comparisons in moments.
In the Loan Limits Comparison Table for 2026 in Bellaire, Harris, TX, you can analyze the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To check eligibility details like income, reserves, and credit, refer to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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