In 2026, the FHA loan limits in West-University-Place, within Harris county, TX, are set at $356,362 for single-family homes, $456,275 for two-unit dwellings, $551,500 for three-unit properties, and $685,400 for four-unit buildings.
For conventional loans, the maximum amounts are $548,250 for single-family residences, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for homes with four units.
Our FHA calculator can be used to check today’s FHA rates and evaluate required downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows a comparison of FHA rates and terms with other loan options. Review Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly gathers loan data from numerous lenders, providing a personalized match to your financial profile and needs.
In 2026, in West-University-Place, Harris, TX, the Loan Limits Comparison Table allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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