For the current year, 2026, the FHA loan limits for Cedar-Park county in Williamson, TX, are summarized as $416,300 for a single-family home, $532,950 for duplexes, $644,200 for triplexes, and $800,600 for four-unit residences.
For conventional loans, the upper limit for a single-family dwelling is defined as $548,250. For properties housing two units, the limit is $702,000, while for three-unit homes it is $848,500, and it stands at $1,054,500 for those with four units.
Our FHA calculator serves to reveal the most favorable current FHA rates, helping you determine the necessary downpayment, income, credit requirements, reserves, and documentation needed for eligibility.
Utilizing the Lendersa® calculator, you can juxtapose FHA rates and terms with a range of other loan offerings. You have the opportunity to explore various options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly collects data from a multitude of lenders and provides a speedy comparison against your personalized financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cedar-Park county, found in Williamson, TX, enables you to compare maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification conditions such as income, reserves, and credit, by leveraging the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $416,300 | $532,950 | $644,200 | $800,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $333,000 | $333,000 | $333,000 | $333,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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