In 2026, the FHA loan limits for Lago-Vista county in Travis, TX are set at $416,300 for single-family homes, $532,950 for two-unit properties, $644,200 for three-unit homes, and $800,600 for four-unit buildings.
The maximum limits on conventional loans for a single-family residence are $548,250, with $702,000 for two units, $848,500 for three-unit properties, and $1,054,500 for four units.
Utilize our FHA calculator to find today's best FHA rates and determine the required down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables comparison of FHA rates and terms against other loan programs. You can explore and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® aggregates loan data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lago-Vista, within Travis, TX, allows comparison of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $416,300 | $532,950 | $644,200 | $800,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $333,000 | $333,000 | $333,000 | $333,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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