During 2026, the FHA loan limits in Cienegas-Terrace county of Val Verde, TX are delineated as follows: for a single-family home, the limit is $356,362. For properties with 2-units, the cap is $456,275, moving up to $551,500 for 3-units, and reaching $685,400 for 4-units.
Conventional loans have different maximum amounts: for a single-family residence, it's $548,250. For 2-units, it's set at $702,000, for 3-units, the cap is $848,500, and for 4-units, it rises to $1,054,500.
Utilize our FHA calculator to access today’s best FHA rates, determine the required downpayment, evaluate income, assess credit needs, understand reserves, and gather necessary documentation to qualify for a loan.
Evaluate and compare loan offers from a diverse group of 100 lenders
The Lendersa® calculator is an excellent tool for comparing the rates and terms of FHA loans against those of various other programs. Delve into a wide array of choices including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive data from numerous lenders, allowing swift comparisons that are fine-tuned to suit your distinct financial situation and needs.
Refer to the Loan Limits Comparison Table for 2026 in Cienegas-Terrace county of Val Verde, TX to evaluate maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better understand qualification standards including income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
