For 2026, in the county of Fort Bend within Cinco-Ranch, TX, the FHA loan limits are set at $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit buildings, and extend to $685,400 for residences with four units.
The upper limit for conventional loans on a single-family home is $548,250, increasing to $702,000 for two-unit houses, $848,500 for three-unit homes, and reaching $1,054,500 for residences with four units.
Use our FHA calculator to determine current best FHA rates and assess necessary downpayments, income, credit scores, reserves, and document requirements to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs, allowing comprehensive exploration and comparison across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By collecting data from thousands of lenders, Lendersa® rapidly provides insights tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cinco-Ranch, county of Fort Bend, TX, offers a comparative view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending limits. To review qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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