As of 2026, the FHA loan cap for College-Station county in Brazos, TX is $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit homes.
The upper limit for conventional loans on single-family housing is $548,250, with $702,000 designated for two-unit residences, $848,500 for three-unit dwellings, and $1,054,500 for four-unit structures.
Take advantage of our FHA calculator to find the best current FHA rates and understand the down payment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator empowers you to contrast FHA rates and conditions with those of other loan programs. Delve into and weigh conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® assembles loan program data from a vast array of lenders, providing instant comparisons tailored to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in College-Station county, Brazos, TX allows you to compare FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. To assess qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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