FHA Loan Limits for Bryan, Brazos County, TX in 2026

In 2026, the FHA loan limit for Bryan county in Brazos, TX, is set at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.

The conventional loan ceiling for a single-family home is $726,200, with limits of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.

Our FHA calculator can help you discover the best rates available today and figure out needed downpayment, income, credit scores, reserves, and documentation for eligibility.

Evaluate loan offers from a selection of 100 lenders

Consider Loan Options in Bryan, TX

The Lendersa® tool allows for comparison of FHA rates and terms against other loan program offerings. Explore various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® streamlines data collection from numerous lenders and rapidly aligns this information with your personalized financial profile.

For 2026, in Bryan, located in Brazos, TX, review the Loan Limits Comparison Table which juxtaposes FHA against those of Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria, including income, reserves, and credit requirements.

Loan limits Bryan county of Brazos, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Citizens National Bank of Texas
  • PO Box 717, Waxahachie, TX, 75168
  • Lends in Texas
  • We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.

    In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi

  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Lends in Texas
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.

  • JRS Home Loans, LLC
  • 8132 Joella Court, Grandview, TX, 76050
  • Lends in Texas
  • The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.

  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Lends in Texas
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.

  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Lends in Texas
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.

  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Lends in Texas
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially

  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • Lends in Texas
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.

  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Lends in Texas
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.

  • Avenue Mortgage, LLC
  • 100 Independence Place, Suite 308, Tyler, TX, 75703
  • Lends in Texas
  • Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,

  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • Lends in Texas
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.