For the year 2026, the FHA loan limit in Colorado-City, situated in Mitchell, TX, is $356,362 for single-family homes, $456,275 for two-unit homes, $551,500 for properties with three units, and $685,400 for those with four units.
The maximum loan amounts for conventional loans are $548,250 for a single-family residence, $702,000 for homes with two units, $848,500 for three-unit dwellings, and $1,054,500 for those with four units.
Use our FHA calculator to discover today’s leading FHA rates and determine what down payment, income, credit score, reserves, and documentation you need for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of all other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources extensive loan data from thousands of lenders and offers rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Colorado-City, Mitchell, TX, helps contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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