As of 2026, the FHA loan limit in the county of Howard in Big-Spring, TX, is set to $356,362 for single-family homes. For properties with two units, it is $456,275; for those with three units, it is $551,500; and for four-unit dwellings, the maximum is $685,400.
Regarding conventional loans, the maximum funding for a single-family domicile is $548,250. For duplexes, the cap is $702,000, for triplexes it is $848,500, and for properties with four units, it is $1,054,500.
Take advantage of our FHA calculator to assess today’s FHA rates. This tool helps you figure out the down payment, required income level, credit, reserves, and necessary documents for mortgage qualification.
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The Lendersa® calculator allows you to easily compare FHA loan rates and terms with other options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
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For 2026, the Loan Limits Comparison Table in Big-Spring county of Howard, TX, examines different loans like FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to effectively compare criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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